To minimise risk, invest in a debt fund whose duration matches your investment timeframe.
'A price of $6,600/oz is now a reasonable target for gold.'
Many buyers skip or misread critical provisions in builder-buyer agreements.
We asked you, dear readers to share your best tips on saving money. Dibyendu Kumar Roy, 43, from New Delhi shares his tips.
These plans are suited for individuals and families with regular OPD needs -- those managing chronic illnesses and families with young children or elderly members.
'In phases when smaller stocks do well, an equal-weight index performs better than its market cap-weighted peer.'
Conservative investors seeking equity-like tax benefits with low risk may go for them.
One of the most exploited provisions is Section 10(13A), which permits exemption on HRA.
We asked you, dear readers to share your best tips on saving money. Rajarshi Pathak, 34, from Bengaluru shared these tips.
'Investing abroad helps mitigate currency risk for foreign-currency denominated goals, such as children's higher education and international travel.'
A more methodical and balanced approach to all asset classes depending upon individual risk appetite is among the best way to create long term wealth.
'Investors should not go for lump-sum investments in infrastructure funds at this point.' 'The SIP route is the best to avoid any major disappointment.'
'As we get older, our health risks increase, and this makes health insurance significantly more expensive for seniors.'
File a written complaint with the bank's grievance redressal officer and secure an acknowledgement.
By taking the mutual fund route, investors can take exposure to gilts with small amounts. Over a decade or more, returns from these funds tend to be sound.
'...you evaluate three key factors before committing your money.'
Organise your PAN, Form 16, Form 26AS, AIS, and all other proofs before e-filing.
'An equity-based index fund should be held for more than five years to average out market volatility and achieve financial goals.'
Younger people, who usually have a longer investment horizon which allows them to handle the interim volatility, may go for them.
'Revolving credit without full repayment causes interest to outpace repayment capacity, and leads to financial distress.'
Such issues need to be addressed quickly to ensure your retirement savings are not affected.
Understand policy inclusions and exclusions to avoid surprises during claims.
'We expect market consolidation and recommend buying during market dips.'
In the case of double-income couples, not more than 40 per cent of the net income of one partner should be the EMI for the property.
So, the next time someone tempts you with a slightly higher FD rate from a lesser-known bank, point them to hybrid funds that can deliver extra returns without the administrative and emotional rollercoaster.
Whenever possible, the karta or head of the family should openly discuss the future distribution of movable and immovable property with all legal heirs.
Customers must sign the agreement promptly to avoid disruptions. They should read it thoroughly and understand their rights and obligations.
Analysts expect Nifty to rise up by to 6 per cent in six months, with intermittent corrections likely due to global factors.
Many affluent young people are first-generation wealthy. They have limited financial literacy, lack quality financial guidance or role models, and often fall prey to mis-selling. This makes them hesitant to invest in high-return assets like equities.
The top 20 fund houses held 6.8 per cent of their portfolios in cash as of May 31, down from a record high of 7.2 per cent in April 2025.
Do not keep a large portion of your long-term portfolio in FDs.
Banks offer a wide range of group insurance plans -- personal accident, health, hospital cash, home insurance, credit protection, and critical illness.
There is need for buyers to understand cancellation rules before entering into a purchase agreement with a developer.
Do not, however, enter expecting quick returns.
Most investment costs are bundled in with the financial product, and are often hidden in fine print, warns Erik Hon.
If you fail to make the lump sum deposit before April 5, do so at least before the 5th of the next month (May). That way you will only lose out on the interest for April.
Did you know that CVs without a cover letter, or with irrelevant and outdated details, are often discarded within the first 10 to 20 seconds?
Saurav Ghosh's step-by-step guide will help you understand what bonds are, how they help investors make money, how much money they make and which bonds to invest in.
Fraudsters lure individuals with false promises of recovering bonuses or maturity proceeds from lapsed policies.
If the gift is received from a relative, there is no tax implication. But if the gift is received from a non-relative and exceeds Rs 50,000 in value during a financial year, the entire value of the gift is taxable.
